--- title: Commercial description: A deep dive into commercial insurance for real South Carolina businesses. Straightforward explanations, real coverage, and support you can trust. --- [Skip to content](https://royalpalmsgroup.com/commercial#main-content) ![6B578F20-3996-45C7-ABED-EE63EFF65C5B](https://royalpalmsgroup.com/hs-fs/hubfs/6B578F20-3996-45C7-ABED-EE63EFF65C5B.png?width=1254&height=1254&name=6B578F20-3996-45C7-ABED-EE63EFF65C5B.png)Homepage - [Commercial Insurance](https://royalpalmsgroup.com/commercial) - [Royal Palms Notary & Compliance](https://royalpalmsgroup.com/rpnc?hsLang=en) - [Service Overview](https://royalpalmsgroup.com/service?hsLang=en) - [About Us](https://royalpalmsgroup.com/about?hsLang=en) - [Quote](https://royalpalmsgroup.com/quote?hsLang=en) - [Contact](https://royalpalmsgroup.com/contact?hsLang=en) - [Commercial Insurance](https://royalpalmsgroup.com/commercial) - [Royal Palms Notary & Compliance](https://royalpalmsgroup.com/rpnc?hsLang=en) - [Service Overview](https://royalpalmsgroup.com/service?hsLang=en) - [About Us](https://royalpalmsgroup.com/about?hsLang=en) - [Quote](https://royalpalmsgroup.com/quote?hsLang=en) - [Contact](https://royalpalmsgroup.com/contact?hsLang=en) # Commercial Insurance Built for Real Working Businesses  Protecting contractors, trades, service companies, and small businesses across South Carolina with honest coverage and fast support.  [Get a Quote](https://royalpalmsgroup.com/quote?hsLang=en)[Talk to an Agent](mailto:royalpalmsgroupsc@gmail.com) ## WHAT WE COVER ### General Liability Protection for jobsite accidents, property damage, and customer claims. ### Workers Compensation Coverage for employee injuries, medical bills, and lost wages. ### Commercial Auto Insurance for work trucks, vans, and business vehicles. ### Tools & Equipment Coverage for tools, machinery, and mobile equipment. ### Property Insurance Protects your building, office, inventory, and equipment. ### Bonds Contractor bonds, license bonds, and performance bonds. ## INDUSTRIES WE SERVE We are Blue Collar Specialty Company ![IMG_9335](https://royalpalmsgroup.com/hs-fs/hubfs/IMG_9335.jpg?width=654&height=656&name=IMG_9335.jpg "IMG_9335") ### Construction & Trades Contractors, electricians, plumbers, HVAC, roofers, welders, handymen, painters, and specialty trades. ### Hospitality & Food Service Restaurants, food trucks, bars, cafés, catering, event services, and small hospitality businesses. ### Retail & Small Business Boutiques, storefronts, e‑commerce, salons, barbers, pet services, and local shops. ### Automotive & Service Professionals Auto repair, mobile mechanics, detailing, tire shops, towing, and service‑based businesses. ### Cleaning, Janitorial & Maintenance Commercial cleaning, residential cleaning, pressure washing, landscaping, and property maintenance. ### Cannabis, CBD & Vape Retailers CBD shops, hemp retailers, Delta‑8/9 stores, vape shops, smoke shops, and cannabis‑adjacent businesses. ### Don't See Your Industry? No worries — we can still serve you. Royal Palms Group works with a wide range of businesses, including specialty and hard‑to‑place industries. ## Frequently asked questions What documents do I need for a commercial quote? Basic business info, what type of work you do, prior insurance (if any), and estimated revenue/payroll. If you’re not sure, we walk you through it.  Do you insure subcontractors? Yes — we can insure subs directly or help you meet general contractor requirements.  Do you offer Workers Comp for small teams? Yes — even if you only have 1–3 employees, we can help you get compliant.  Do you cover tools, equipment, and trailers? Yes — we insure tools, machinery, mobile equipment, and work trailers.  Do you offer bonds for contractors? Yes — including license bonds, permit bonds, and performance bonds.  Do you insure cannabis, CBD, or vape shops? Yes — we cover CBD, hemp, Delta‑8/9, vape shops, and smoke shops. *(Retail only — no cultivation or manufacturing in SC.)*  What if my industry isn’t listed? No worries — we can still serve you. Royal Palms works with a wide range of businesses, including specialty and hard‑to‑place industries.  ## Ready To Get Started? [Get in touch](https://royalpalmsgroup.com/quote?hsLang=en) # Royal Palms Group LLC - [Commercial Insurance](https://royalpalmsgroup.com/commercial) - [Royal Palms Notary & Compliance](https://royalpalmsgroup.com/rpnc?hsLang=en) - [Service Overview](https://royalpalmsgroup.com/service?hsLang=en) - [About Us](https://royalpalmsgroup.com/about?hsLang=en) - [Quote](https://royalpalmsgroup.com/quote?hsLang=en) - [Contact](https://royalpalmsgroup.com/contact?hsLang=en) --- Privacy Policy · Legal · © 2025 Royal Palms Group LLC. All rights reserved.